Always the Right Coverage. Always the Best Price. Always in Your Corner.
Paca is the first insurance platform built to put policyholders first — forever. We find hidden savings, close dangerous coverage gaps, and give you the plain‑English knowledge to make confident decisions. Our mission‑aligned agents and hyper‑automation work 24/7 to protect you and your wallet.
For Policyholders
The one app that puts you in total control of your insurance.
Paca: Your AI Insurance Assistant.
Meet Paca, your AI insurance assistant that analyzes complex policies in seconds. Paca quickly identifies critical coverage gaps, uncovers potential savings, and translates insurance-speak into plain English you can actually understand.
Save Serious Cash
Put money back in your pocket. Paca identifies costly extras and unnecessary coverage, helping users typically discover 15-30% in potential savings before renewal.
Spot Coverage Gaps
Protection from costly surprises. Paca identifies critical coverage gaps before they become expensive mistakes, ensuring you're properly protected when it matters most.
No More Guesswork
Make confident, informed decisions. Get a clear picture of exactly what is—and isn't—covered so you can choose the right insurance with complete peace of mind.
Lightning-Fast Analysis
Policy review in seconds, not hours. Paca analyzes your insurance policies instantly, highlighting hidden terms and opportunities while saving you from tedious paperwork.
Personal Insurance Guide
An insurance expert in your pocket. Think of Paca as your super-savvy friend who actually understands insurance, but available 24/7 in AI form.
Decode Insurance Jargon
Insurance translated into plain English. Paca's intelligent AI breaks down complex policy terms and confusing jargon so you can actually understand what you're paying for.
With Paca, you'll make informed decisions about your coverage, avoid costly surprises, and never overpay for inadequate protection again. Say goodbye to insurance confusion and hello to clarity, confidence, and control over your policies.
Smart Insurance Decisions in Three Simple Steps.
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1Upload/Email Your PolicySimply upload or forward your current insurance policy or quote to our dedicated email address. No complicated forms or lengthy questionnaires—just a quick email to start your personalized analysis.
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2Instant AnalysisPaca's Superpowers will immediately scan your policy or quote, identifying hidden gaps, unnecessary coverage, and potential savings that human eyes might miss. Within moments, complex insurance jargon transforms into crystal-clear insights.
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3Receive Clear RecommendationsIn plain English! Review easy-to-understand recommendations tailored specifically to your situation. Compare different policy options, understand exactly what you're paying for, and make truly informed decisions before signing or renewing any policy.
Try Paca
Your super-savvy friend who actually gets insurance
Frequently Asked Questions
Paca is an hyper-automation, AI-powered, insurance platform that analyzes complex policies in seconds. Our mission is to empower every single policyholder in the world with the tools and insights they need to take control of their insurance. The app helps you make informed decisions about your coverage, identifies potential savings, spots coverage gaps, and translates insurance jargon into plain English you can understand. We work with your current agent or help you find better options. If you like your current agent, let them know that you are working with Paca.
Paca empowers policyholders through an AI-powered platform that identifies coverage gaps, uncovers potential savings of 15–30%, and translates complex terms into plain English. You get unbiased insights to make informed decisions, avoid costly surprises, and stop overpaying.
No, if you have a policy and you need help, you can also sign up for our Essential plan - completely free! Our Founder Policyholders receive 3 months free and lock $25/mo (standard $100/mo) for advanced features. Agents join a limited founders cohort with concierge onboarding and priority support. See pricing and details on the Policyholders and Agents pages.
Yes. Paca analyzes both personal and business insurance policies. The platform surfaces gaps, overlaps, and savings opportunities across all lines.
Paca’s platform analyzes your policies and quotes to explain terms in plain English, compare options, and highlight where you’re overpaying or under-protected. You’ll see clear trade-offs and savings opportunities before you renew.
Paca’s platform centralizes your policies with secure storage, smart categorization, renewal reminders, and proactive alerts when risks or savings surface. You stay organized and informed at a glance.
Paca offers ad‑hoc guidance and checklists for preparing a claim, helping you gather documentation and understand typical steps. The platform keeps everything organized so you can work with your carrier/agent to file confidently. Full end‑to‑end claims handling is not yet available.
We’re welcoming Founders first. Policyholders can join the Founders cohort (3 months free, $25/mo locked afterward; standard $100/mo). Agents can request a seat in the limited founders cohort. Once enrolled, upload your policies to the platform and Paca will analyze your coverage instantly.
Policyholders: Essentials are free. Forever. Founders get 3 months free and lock $25/mo (standard $100/mo). Agents: Founders cohort get 3 months free and then lock benefits for $200/month. Learn more on the Agents page.
Yes. Upload your policies and Paca highlights gaps, overlaps, and savings opportunities in plain English. Learn more on our Policyholders page.
Absolutely. We offer hyper-automation AI workflows, concierge onboarding, and priority support for our founding partners. Learn more on our Agents page.
No — we work with your current agent or help you find better options. If you like your current agent, let them know that you are working with Paca.
You'll stay at $25/month for life as a Policyholder Founder.
Use it for a full year — if you're not thrilled, we'll refund every cent.